Skip to main content
Minnesota Department of Health logo
  • Main navigation

    • Home
    • Data, Statistics, and Legislation
    • Diseases and Conditions
    • Health Care Facilities, Providers, and Insurance
    • Healthy Communities, Environment, and Workplaces
    • Individual and Family Health
    • About Us
    • News and Announcements
    • Translated Materials

Main navigation mobile

  • Data, Statistics, and Legislation
  • Diseases and Conditions
  • Health Care Facilities, Providers, and Insurance
  • Healthy Communities, Environment, and Workplaces
  • Individual and Family Health
  • About Us
  • News and Announcements
  • Translated Materials
MDH Logo

Breadcrumb

  1. Home
  2. Health Care Facilities, Providers and Insurance
  3. Insurance
  4. Managed Care Regulation
  5. Provider Network Adequacy
Topic Menu

Managed Care Systems

  • MCS Home
  • HMO Reporting, Bulletins and Reports

For Consumers

  • Enrollee External Appeals and Complaints
  • Mental Health Parity
  • The No Surprises Act
  • Provider Network Adequacy
  • HMO Quality Audits and HEDIS Measures
  • FAQs

For HMOs, CBPs, and Providers

  • Essential Community Providers
  • HMO Licensure
  • Health Plan Reporting Requirements
  • Network Adequacy Filing Requirements

About Minnesota HMOs

  • About HMOs and CBPs
  • Contact Us

Related Sites

  • Health Information Clearinghouse
  • Health Care Facilities, Providers and Insurance

Managed Care Systems

  • MCS Home
  • HMO Reporting, Bulletins and Reports

For Consumers

  • Enrollee External Appeals and Complaints
  • Mental Health Parity
  • The No Surprises Act
  • Provider Network Adequacy
  • HMO Quality Audits and HEDIS Measures
  • FAQs

For HMOs, CBPs, and Providers

  • Essential Community Providers
  • HMO Licensure
  • Health Plan Reporting Requirements
  • Network Adequacy Filing Requirements

About Minnesota HMOs

  • About HMOs and CBPs
  • Contact Us

Related Sites

  • Health Information Clearinghouse
  • Health Care Facilities, Providers and Insurance
Contact Info
Managed Care Systems
651-201-5100
800-657-3916 (toll-free)
health.mcs@state.mn.us

Contact Info

Managed Care Systems
651-201-5100
800-657-3916 (toll-free)
health.mcs@state.mn.us

Provider Network Adequacy
Individual Market Networks

Plan Year 2025

The individual health insurance market is available for Minnesotans and their families who do not have access to employer-based coverage and are not eligible for coverage through public programs such as Medicare, Medicaid (called “Medical Assistance” in Minnesota) and MinnesotaCare. Consumer protections required in these plans include coverage for preexisting conditions and free preventive care, as well as coverage for prescription drugs and substance use disorder and mental health treatment.

Five health plans are approved to sell individual health coverage in 2025. They offer a total of 22 networks. Seventeen of these networks, from 5 different health plans, are offered on MNsure, Minnesota's online health insurance marketplace.

Minnesotans can purchase individual and family health coverage through MNsure, through an insurance agent or broker, or directly from a health plan. MNsure allows individuals and families to shop, compare and choose health insurance coverage that meets their needs and is the only place to apply for financial help to lower the cost of monthly insurance premiums and out-of-pocket costs. MNsure offers free in-person help through their statewide network of certified navigators and brokers.

If you have questions about networks, contact a health plan directly. Please visit the web sites listed below to get the most up to date provider network information from each health plan. The Minnesota Department of Commerce approves rates for individual market products. For information on rates and how rates are determined, visit the Commerce website.

Health insurers offering a health care provider network for individuals, families, and small employers need to meet certain state standards for geographic access. In some situations they may be unable to meet these standards and are required to submit a Provider Network Waiver request. Please see our Provider Network Waivers page to review waivers for approved provider networks.

All of the following networks are offered in the individual health insurance market. Maps show coverage areas in green.

ADA notice
To obtain this information in a different format, call 651-201-3560 or email health.mcs@state.mn.us

Blue Plus


Blue Plus website

Metro MN Network

Counties in service area: Anoka, Brown, Carver, Chisago, Dakota, Hennepin, Isanti, Kanabec, McLeod, Nicollet, Ramsey, Scott, Sherburne, Sibley, Washington, Wright

Offered: On MNsure, Off MNsure

Map of Minnesota counties in Metro Network service area

Blue Plus Southeast MN Network

Counties in service area: Blue Earth, Dodge, Faribault, Fillmore, Freeborn, Goodhue, Houston, LeSueur, Martin, Mower, Nicollet, Olmsted, Rice, Steele, Wabasha, Waseca, Watonwan, and Winona

Offered: On MNsure, Off MNsure

Map of Minnesota counties in SouthEast Network service area

Blue Plus Minnesota Value Network

Counties in service area: Aitkin, Anoka, Becker, Beltrami, Benton, Big Stone, Brown, Carlton, Carver, Cass, Chippewa, Chisago, Clay, Clearwater, Cook, Cottonwood, Crow Wing, Dakota, Douglas, Grant, Hennepin, Hubbard, Isanti, Itasca, Jackson, Kanabec, Kandiyohi, Kittson, Koochiching, Lac qui Parle, Lake of the Woods, Lake, Lincoln, Lyon, Mahnomen, Marshall, McLeod, Meeker, Mille Lacs, Morrison, Murray, Nobles, Norman, Otter Tail, Pennington, Pine, Pipestone, Polk, Pope, Ramsey, Red Lake, Redwood, Renville, Rock, Roseau, Scott, Sherburne, Sibley, St. Louis, Stearns, Stevens, Swift, Todd, Traverse, Wadena, Washington, Wilkin, Wright, Yellow Medicine

Offered: On MNsure, Off MNsure

Blue Plus Minnesota Value Network service area

HealthPartners Inc.


HealthPartners website

HealthPartners Peak

Counties in service area: Anoka, Benton, Carver, Dakota, Hennepin, Ramsey, Scott, Sherburne, Stearns, Washington, Wright

Offered: On MNsure, Off MNsure

HealthPartners Peak coverage map

HealthPartners Select ACO 

Counties in service area: Anoka, Dakota, Hennepin, Ramsey, Scott, Washington

Offered: On MNsure, Off MNsure

Select ACO map

HealthPartners Cornerstone Network

Counties in service area: Chippewa, Cottonwood, Jackson, Lincoln, Lyon, Murray, Nobles, Pipestone, Rock, Yellow Medicine

Offered: On MNsure, Off MNsure

Cornerstone Network map

HealthPartners Apex 

Counties in service area: Anoka, Becker, Benton, Big Stone, Brown, Carver, Carlton, Chippewa, Chisago, Clay, Cottonwood, Crow Wing, Dakota, Douglas, Faribault, Freeborn, Grant, Hennepin, Isanti, Jackson, Kandiyohi, Lac qui Parle, Lincoln, Lyon, Martin, McLeod, Meeker, Murray, Nobles, Norman, Morrison, Otter Tail, Pipestone, Polk, Pope, Ramsey, Redwood, Renville, Rock, Scott, Sherburne, Sibley,  St. Louis, Stearns, Stevens, Swift, Todd, Traverse, Washington, Watonwan, Wilkin, Wright, Yellow Medicine

Offered: On MNsure, Off MNsure

Health Partners Apex coverage map

Medica Insurance Company


Medica website

Altru Prime by Medica

Counties in service area: Kittson, Marshall, Pennington, Polk, Red Lake, and Roseau

Offered: On MNsure, Off MNsure

Altru Prime by Medica coverage map

Medica Applause

Statewide service area.

Offered: On MNsure, Off MNsure

Medica Applause coverage map

Engage by Medica 

Counties in service area: Blue Earth, Brown, Dodge, Faribault, Fillmore, Freeborn, Goodhue, Houston, Le Sueur, Martin, Mower, Nicollet, Olmsted, Rice, Steele, Wabasha, Waseca, Watonwan, Winona

Offered: On MNsure, Off MNsure

Engage by Medica overage map

Essentia ChoiceCare with Medica

Counties in service area: Becker, Carlton, Cass, Clay, Crow Wing, Hubbard, Itasca, Mahnomen, Norman, Pine, Saint Louis, Wilkin

Offered: On MNsure, Off MNsure

Map of Minnesota counties in Metro Network service area

North Memorial Acclaim by Medica

Counties in service area: Anoka, Hennepin, Ramsey, Sherburne, Wright

Offered: On MNsure, Off MNsure

Medica North Memorial coverage map

Medica Symphony, Encore, Solo, & Direct by Medica

Counties in service area: Aitkin, Anoka, Beltrami, Becker, Benton, Blue Earth, Carlton, Carver, Cass, Chisago, Clay, Crow Wing, Dakota, Douglas, Faribault, Hennepin, Hubbard, Isanti, Itasca, Jackson, Kanabec, Kandiyohi, Lac Qui Parle, Le Sueur, Marshall, Martin, McLeod, Meeker, Mille Laces, Morrison, Nicollet, Norman, Olmsted, Otter Tail, Pennington, Pine, Polk, Pope, Ramsey, Renville, Rice, Roseau, Saint Louis, Scott, Sherburne, Sibley, Stearns, Steele, Todd, Traverse, Washington, Wilkin, Wright

Offered: Off MNsure

Medica North Memorial coverage map

Ridgeview Distinct by Medica 

Counties in service area: Carver, Hennepin, Le Sueur, McLeod, Scott, Sibley, Wright

Offered: On MNsure, Off MNsure

Ridgeview Distinct by Medica

Bold by MHealth Fairview and Medica 

Counties in service area: Anoka, Carver, Chisago, Dakota, Hennepin, Isanti, Ramsey, Sherburne, Washington

Offered: On MNsure, Off MNsure

Map of Minnesota counties in Metro Network service area

Quartz Health Plan MN Corporation


Quartz Health Plan MN Corporation website

Quartz Select Network

Counties in service area: Fillmore, Houston, Olmsted, Wabasha, Winona

Offered: On MNsure, Off MNsure

Map of Minnesota counties in Select Network service area

UCare


UCare website

UCare Individual and Family Plans

Counties in service area: Aitkin, Anoka, Becker, Beltrami, Benton, Big Stone, Blue Earth, Brown, Carlton, Carver, Cass, Chippewa, Chisago, Clay, Clearwater, Cook, Cottonwood, Crow Wing, Dakota, Douglas, Goodhue, Grant, Hennepin, Houston, Hubbard, Isanti, Itasca, Jackson, Kanabec, Kandiyohi, Kittson, Koochiching, Lac qui Parle, Lake, Lake of the Woods, Le Sueur, Lincoln, Lyon, McLeod, Mahnomen, Marshall, Martin, Meeker, Mille Lacs, Morrison, Nicollet, Nobles, Norman, Otter Tail, Pennington, Pine, Pipestone, Polk, Pope, Ramsey, Red Lake, Redwood, Renville, Rice, Rock, Roseau, St. Louis, Scott, Sherburne, Sibley, Stearns, Stevens, Swift, Todd, Traverse, Wabasha, Wadena, Washington, Wilkin, Winona, Wright, Yellow Medicine

Offered: On MNsure, Off MNsure

UCare Indivdual and Family Plans

UCare Individual and Family Plans with MHealth Fairview

Counties in service area: Anoka, Carver, Chisago, Dakota, Hennepin, Isanti, Ramsey, Scott, Sherburne, Washington

Offered: On MNsure, Off MNsure

Select coverage map

For more information, email health.managedcare@state.mn.us.

Tags
  • insurance
Last Updated: 03/11/2025

Get email updates


Minnesota Department of Health logo

Privacy Policy
Equal Opportunity
Translated Materials
Feedback Form
About MDH
Minnesota.gov
  • Facebook
  • Twitter
  • Linked In
  • Instagram
  • Youtube
Minnesota Department of Health Minnesota Department of health print search share facebook instagram linkedin twitter youtube